RM5,000 salary: net pay after EPF, SOCSO and tax
On a RM5,000 monthly salary in 2026, a single Malaysian under 60 takes home RM4,268.20 a month: EPF takes RM550, SOCSO RM61.90 (including RM37.15 for LINDUNG 24 Jam), EIS RM9.90 and PCB RM110. Your employer adds RM650 EPF, RM86.65 SOCSO and RM9.90 EIS.
Rates checked
Where RM5,000 goes
Gaji bersih · take-home pay
a month
from RM5,000.00 a month before deductions
Take-home (gaji bersih)RM4,268.2085%
RM5,000.00 salary, less RM110.00 PCB, RM550.00 EPF, RM61.90 SOCSO, RM9.90 EIS.
PCB (income tax)RM110.002%
LHDN’s formula projects your chargeable income for 2026: RM5,000.00 × 12, less EPF (relief capped at RM4,000 a year) and reliefs of RM9,000, gives P = RM47,000.07.
Tax on that from LHDN’s table: (RM47,000.07 − RM35,000) × 6% + RM600 = RM1,320.00 for the year.
January’s share: RM1,320.00 ÷ 12 = RM110.00, rounded up to the next 5 sen: RM110.00.
EPF (KWSP)RM550.0011%
Your share is 11% of wages on the KWSP Third Schedule: your salary falls in the band RM4,980.01 to RM5,000.00, taken at RM5,000, so RM550 (11% of RM5,000).
Your employer adds RM650 on top; it doesn’t come out of your pay.
SOCSO (PERKESO)RM61.901%
PERKESO’s table for wages over RM4,900 up to RM5,000:
Invalidity scheme: RM24.75
LINDUNG 24 Jam (non-work accidents): RM37.15
Your employer pays RM86.65 for employment injury and invalidity.
EISRM9.900%
0.2% of the middle of your wage band, up to the RM6,000 ceiling: RM9.90. Your employer pays the same.
Single Malaysian under 60, 2026, LINDUNG 24 Jam on, no reliefs beyond the automatic ones. Change status, children or reliefs
RM5,000 a month and a year
| Month | Year | |
|---|---|---|
| Salary | RM5,000.00 | RM60,000.00 |
| EPF | −RM550.00 | −RM6,600.00 |
| SOCSO | −RM61.90 | −RM742.80 |
| EIS | −RM9.90 | −RM118.80 |
| PCB | −RM110.00 | −RM1,320.00 |
| Net salary | RM4,268.20 | RM51,218.40 |
Of a RM100 raise you’d keep RM81.60. Your employer pays RM746.55 on top of your salary.
Married, with children, or over 60
| PCB | Net salary | |
|---|---|---|
| Single | RM110 | RM4,268.20 |
| Married, spouse working | RM110 | RM4,268.20 |
| Married, spouse not working | RM90 | RM4,288.20 |
| Married, spouse not working, 2 children | RM70 | RM4,308.20 |
| Single, opted out of LINDUNG 24 Jam | RM110 | RM4,305.35 |
| Malaysian aged 60 or over | RM134.20 | RM4,828.65 |
Married people whose spouse works are taxed like single people, each on their own pay. See how PCB is calculated and tax reliefs.
Nearby salaries
Questions
How much is RM5,000 after EPF and tax?
RM4,268.20 a month for a single Malaysian under 60 in 2026. EPF, SOCSO and EIS come to RM621.80, and PCB is RM110.
How much PCB is deducted from RM5,000?
RM110 in January for a single person, and RM70 for a married person with a non-working spouse and two children. Over the year PCB comes to RM1,320; the tax due at this salary is RM1,320.
How much does it cost an employer to pay RM5,000?
RM5,746.55 a month: the salary plus RM650 EPF, RM86.65 SOCSO and RM9.90 EIS.
Sources
- LHDN (Inland Revenue Board of Malaysia): Specification for Monthly Tax Deduction (MTD) Calculations Using Computerised Calculation for 2026 (checked 26 October 2026)
- KWSP (EPF): Third Schedule, EPF Act 1991: contribution rates from 1 October 2025 (checked 26 October 2026)
- PERKESO (SOCSO): Employees’ Social Security Act 1969 (Act 4): new contribution rate including SKBBK (checked 26 October 2026)
- PERKESO (SOCSO): Rate of contribution, Employment Insurance System (Act 800) (checked 26 October 2026)
- RTM Berita: PERKESO sedia opsyen ‘opt-out’ LINDUNG 24 Jam (checked 26 October 2026)
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