RM30,000 salary: net pay after EPF, SOCSO and tax

On a RM30,000 monthly salary in 2026, a single Malaysian under 60 takes home RM20,684.50 a month: EPF takes RM3,300, SOCSO RM74.40 (including RM44.65 for LINDUNG 24 Jam), EIS RM11.90 and PCB RM5,929.20. Your employer adds RM3,600 EPF, RM104.15 SOCSO and RM11.90 EIS.

Rates checked

Where RM30,000 goes

Gaji bersih · take-home pay

RM20,684.50 a month

from RM30,000.00 a month before deductions

  • Take-home (gaji bersih)RM20,684.5069%

    RM30,000.00 salary, less RM5,929.20 PCB, RM3,300.00 EPF, RM74.40 SOCSO, RM11.90 EIS.

  • PCB (income tax)RM5,929.2020%

    LHDN’s formula projects your chargeable income for 2026: RM30,000.00 × 12, less EPF (relief capped at RM4,000 a year) and reliefs of RM9,000, gives P = RM347,000.07.

    Tax on that from LHDN’s table: (RM347,000.07 − RM100,000) × 25% + RM9,400 = RM71,150.01 for the year.

    January’s share: RM71,150.01 ÷ 12 = RM5,929.16, rounded up to the next 5 sen: RM5,929.20.

  • EPF (KWSP)RM3,300.0011%

    Your share is 11% of wages on the KWSP Third Schedule: your salary falls in the band above RM20,000, so the exact percentage applies, so RM3,300 (11% of RM30,000).

    Your employer adds RM3,600 on top; it doesn’t come out of your pay.

  • SOCSO (PERKESO)RM74.400%

    PERKESO’s table for wages above the RM6,000 ceiling, so the RM6,000 row applies:

    Invalidity scheme: RM29.75

    LINDUNG 24 Jam (non-work accidents): RM44.65

    Your employer pays RM104.15 for employment injury and invalidity.

  • EISRM11.900%

    0.2% of the middle of your wage band, up to the RM6,000 ceiling: RM11.90. Your employer pays the same.

Single Malaysian under 60, 2026, LINDUNG 24 Jam on, no reliefs beyond the automatic ones. Change status, children or reliefs

RM30,000 a month and a year

RM30,000 a month, single Malaysian under 60, 2026
MonthYear
SalaryRM30,000.00RM360,000.00
EPF−RM3,300.00−RM39,600.00
SOCSO−RM74.40−RM892.80
EIS−RM11.90−RM142.80
PCB−RM5,929.20−RM71,150.00
Net salaryRM20,684.50RM248,214.40

Of a RM100 raise you’d keep RM64. Your employer pays RM3,716.05 on top of your salary.

Married, with children, or over 60

RM30,000 a month, 2026
PCBNet salary
SingleRM5,929.20RM20,684.50
Married, spouse workingRM5,929.20RM20,684.50
Married, spouse not workingRM5,845.85RM20,767.85
Married, spouse not working, 2 childrenRM5,762.50RM20,851.20
Single, opted out of LINDUNG 24 JamRM5,929.20RM20,729.15
Malaysian aged 60 or overRM6,012.50RM23,942.85

Married people whose spouse works are taxed like single people, each on their own pay. See how PCB is calculated and tax reliefs.

Nearby salaries

Questions

How much is RM30,000 after EPF and tax?

RM20,684.50 a month for a single Malaysian under 60 in 2026. EPF, SOCSO and EIS come to RM3,386.30, and PCB is RM5,929.20.

How much PCB is deducted from RM30,000?

RM5,929.20 in January for a single person, and RM5,762.50 for a married person with a non-working spouse and two children. Over the year PCB comes to RM71,150; the tax due at this salary is RM71,150.

How much does it cost an employer to pay RM30,000?

RM33,716.05 a month: the salary plus RM3,600 EPF, RM104.15 SOCSO and RM11.90 EIS.

Sources

  1. LHDN (Inland Revenue Board of Malaysia): Specification for Monthly Tax Deduction (MTD) Calculations Using Computerised Calculation for 2026 (checked 26 October 2026)
  2. KWSP (EPF): Third Schedule, EPF Act 1991: contribution rates from 1 October 2025 (checked 26 October 2026)
  3. PERKESO (SOCSO): Employees’ Social Security Act 1969 (Act 4): new contribution rate including SKBBK (checked 26 October 2026)
  4. PERKESO (SOCSO): Rate of contribution, Employment Insurance System (Act 800) (checked 26 October 2026)
  5. RTM Berita: PERKESO sedia opsyen ‘opt-out’ LINDUNG 24 Jam (checked 26 October 2026)

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